TIP vs SCHP.
iShares TIPS Bond ETF (ICE US Treasury Inflation Linked) against Schwab U.S. TIPS ETF (Bloomberg US TIPS) — fees, long-horizon total returns, holdings overlap, and sector tilt, side by side.
| TIP | SCHP | SPREAD | |
|---|---|---|---|
| YTD (cumulative) | +0.85% | +0.08% | +0.77 pp |
| 1Y CAGR | +3.01% | +2.31% | +0.70 pp |
| 3Y CAGR | +3.63% | +3.50% | +0.14 pp |
| 5Y CAGR | +0.47% | +0.46% | +0.01 pp |
| 10Y CAGR | +2.34% | +2.39% | -0.05 pp |
| Since inception CAGR | +3.49% | +2.71% | +0.78 pp |
Total return: dividend- and split-adjusted daily closes (distributions reinvested). Spread is TIP minus SCHP. TIP since-inception measured from first available bar December 5, 2003. SCHP since-inception measured from first available bar August 5, 2010. Since-inception spans differ — compare that row with care.
| TIP | SCHP | |
|---|---|---|
| Name | iShares TIPS Bond ETF | Schwab U.S. TIPS ETF |
| Category | Inflation-Protected Bond | Inflation-Protected Bond |
| Style | Passive | Passive |
| Expense ratio | 0.18% | 0.03% |
| Assets (AUM) | $14.7B | $16.5B |
| Dividend yield | 3.77% | 4.00% |
| Avg volume (3-mo) | 1.9M | 4.2M |
| Inception | December 4, 2003 | August 5, 2010 |
| Benchmark proxy | Bloomberg US TIPS | Bloomberg US Aggregate Bond |
SCHP costs 0.15 pp less per year — about $15.00 per $10,000 invested.
The provider doesn't break out holdings for TIP — overlap can't be computed.