SPDR S&P Regional Banking ETF (S&P Regional Banks Select Industry) against iShares U.S. Financials ETF (Russell 1000 Financials RIC 22.5/45 Capped) — fees, long-horizon total returns, holdings overlap, and sector tilt, side by side.
| KRE | IYF | SPREAD | |
|---|---|---|---|
| YTD (cumulative) | +16.0% | — | — |
| 1Y CAGR | +16.2% | — | — |
| 3Y CAGR | +22.2% | — | — |
| 5Y CAGR | +4.96% | — | — |
| 10Y CAGR | +8.51% | — | — |
| Since inception CAGR | +4.70% | — | — |
Total return: dividend- and split-adjusted daily closes (distributions reinvested). Spread is KRE minus IYF. KRE since-inception measured from first available bar June 22, 2006. Since-inception spans differ — compare that row with care.
| KRE | IYF | |
|---|---|---|
| Name | State Street SPDR S&P Regional Banking ETF | iShares U.S. Financials ETF |
| Category | Financial | Financial |
| Style | Passive | Passive |
| Expense ratio | 0.35% | 0.39% |
| Assets (AUM) | $4.4B | $4.4B |
| Dividend yield | 2.10% | 1.42% |
| Avg volume (3-mo) | 13.6M | 369K |
| Inception | June 19, 2006 | May 22, 2000 |
| Benchmark proxy | S&P 500 | S&P 500 |
KRE costs 0.04 pp less per year — about $4.00 per $10,000 invested.
Sum of min(weight in each fund) across shared tickers — the standard fund-overlap measure. Computed on the top 25 holdings each fund reports, so it is a lower bound; the coverage figures show how much of each fund those top holdings represent.
Expense ratios verified against issuer fact sheets. Dividend yield is trailing 12-month distributions divided by price, as reported by the fund data provider.