Financials ETFs
XLF vs IYF.
Financial Select Sector SPDR Fund (S&P 500 financials sector) against iShares U.S. Financials ETF (Russell 1000 Financials RIC 22.5/45 Capped) — fees, long-horizon total returns, holdings overlap, and sector tilt, side by side.
Performance · total returndaily bars · as of 2026-07-16
| XLF | IYF | SPREAD | |
|---|---|---|---|
| YTD (cumulative) | +4.51% | — | — |
| 1Y CAGR | +10.8% | — | — |
| 3Y CAGR | +20.2% | — | — |
| 5Y CAGR | +11.4% | — | — |
| 10Y CAGR | +13.6% | — | — |
| Since inception CAGR | +6.09% | — | — |
Total return: dividend- and split-adjusted daily closes (distributions reinvested). Spread is XLF minus IYF. XLF since-inception measured from first available bar December 22, 1998. Since-inception spans differ — compare that row with care.
Fund facts
| XLF | IYF | |
|---|---|---|
| Name | State Street Financial Select Sector SPDR ETF | iShares U.S. Financials ETF |
| Category | Financial | Financial |
| Style | Passive | Passive |
| Expense ratio | 0.08% | 0.39% |
| Assets (AUM) | $51.4B | $3.9B |
| Dividend yield | 1.51% | 1.50% |
| Avg volume (3-mo) | 35.4M | 258K |
| Inception | December 16, 1998 | May 22, 2000 |
| Benchmark proxy | S&P 500 | S&P 500 |
XLF costs 0.31 pp less per year — about $31.00 per $10,000 invested.
Holdings overlaptop-25 holdings · coverage XLF 57.5% · IYF 49.3%
41.0%of portfolio weight overlaps7 shared of top 10
| Shared holding | XLF | IYF | MIN |
|---|---|---|---|
| BRK-BBerkshire Hathaway Inc Class B | 12.07% | 11.72% | 11.72% |
| JPMJPMorgan Chase & Co | 11.54% | 11.03% | 11.03% |
| BACBank of America Corp | 4.89% | 4.59% | 4.59% |
| GSThe Goldman Sachs Group Inc | 3.93% | 3.90% | 3.90% |
| WFCWells Fargo & Co | 3.33% | 3.86% | 3.33% |
| MSMorgan Stanley |
Sector tilt XLF IYF
Financial Services98.2% / 99.0%-0.8pp
Technology1.6% / 0.3%+1.2pp
Real Estate— / 0.6%
Industrials
More financials etfs
ALAN GLOBAL INTELLIGENCE · alanglobalintelligence.comdaily bars as of 2026-07-16 · fund facts · issuer-verified · holdings · fund data provider
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For information and research only. Not investment advice. ALAN does not place trades or execute orders. Figures come from the sources shown and can lag the market; verify independently before making decisions. Past performance is not predictive of future results.