Financial Select Sector SPDR Fund (S&P 500 financials sector) against SPDR S&P Bank ETF (S&P Banks Select Industry) — fees, long-horizon total returns, holdings overlap, and sector tilt, side by side.
| XLF | KBE | SPREAD | |
|---|---|---|---|
| YTD (cumulative) | +7.00% | — | — |
| 1Y CAGR | +9.57% | — | — |
| 3Y CAGR | +21.2% | — | — |
| 5Y CAGR | +10.2% | — | — |
| 10Y CAGR | +13.6% | — | — |
| Since inception CAGR | +6.15% | — | — |
Total return: dividend- and split-adjusted daily closes (distributions reinvested). Spread is XLF minus KBE. XLF since-inception measured from first available bar December 22, 1998. Since-inception spans differ — compare that row with care.
| XLF | KBE | |
|---|---|---|
| Name | State Street Financial Select Sector SPDR ETF | State Street SPDR S&P Bank ETF |
| Category | Financial | Financial |
| Style | Passive | Passive |
| Expense ratio | 0.08% | 0.35% |
| Assets (AUM) | $57.9B | $1.6B |
| Dividend yield | 1.42% | 2.11% |
| Avg volume (3-mo) | 33.4M | 1.6M |
| Inception | December 16, 1998 | November 8, 2005 |
| Benchmark proxy | S&P 500 | S&P 500 |
XLF costs 0.27 pp less per year — about $27.00 per $10,000 invested.
Sum of min(weight in each fund) across shared tickers — the standard fund-overlap measure. Computed on the top 25 holdings each fund reports, so it is a lower bound; the coverage figures show how much of each fund those top holdings represent.
Expense ratios verified against issuer fact sheets. Dividend yield is trailing 12-month distributions divided by price, as reported by the fund data provider.