Consumer-discretionary ETFs
XLY vs VCR.
Consumer Discretionary Select Sector SPDR Fund (S&P 500 consumer-discretionary sector) against Vanguard Consumer Discretionary ETF (MSCI US IMI Consumer Discretionary 25/50) — fees, long-horizon total returns, holdings overlap, and sector tilt, side by side.
Performance · total returndaily bars · as of 2026-07-16
| XLY | VCR | SPREAD | |
|---|---|---|---|
| YTD (cumulative) | -1.34% | — | — |
| 1Y CAGR | +7.77% | — | — |
| 3Y CAGR | +11.2% | — | — |
| 5Y CAGR | +6.56% | — | — |
| 10Y CAGR | +12.4% | — | — |
| Since inception CAGR | +9.61% | — | — |
Total return: dividend- and split-adjusted daily closes (distributions reinvested). Spread is XLY minus VCR. XLY since-inception measured from first available bar December 22, 1998. Since-inception spans differ — compare that row with care.
Fund facts
| XLY | VCR | |
|---|---|---|
| Name | State Street Consumer Discretionary Select Sector SPDR ETF | Vanguard Consumer Discretionary Index Fund ETF Shares |
| Category | Consumer Cyclical | Consumer Cyclical |
| Style | Passive | Passive |
| Expense ratio | 0.08% | 0.09% |
| Assets (AUM) | $22.6B | $6.8B |
| Dividend yield | 0.77% | 0.72% |
| Avg volume (3-mo) | 8.0M | 62K |
| Inception | December 16, 1998 | January 26, 2004 |
| Benchmark proxy | S&P 500 | S&P 500 |
XLY costs 0.01 pp less per year — about $1.00 per $10,000 invested.
Holdings overlaptop-25 holdings · coverage XLY 69.1% · VCR 55.6%
55.6%of portfolio weight overlaps10 shared of top 10
| Shared holding | XLY | VCR | MIN |
|---|---|---|---|
| AMZNAmazon.com Inc | 22.20% | 19.71% | 19.71% |
| TSLATesla Inc | 19.62% | 17.24% | 17.24% |
| HDThe Home Depot Inc | 5.82% | 5.13% | 5.13% |
| MCDMcDonald's Corp | 4.15% | 2.83% | 2.83% |
| TJXTJX Companies Inc | 3.92% | 2.48% | 2.48% |
| BKNGBooking Holdings Inc | 3.43% |
Sector tilt XLY VCR
Consumer Cyclical99.0% / 96.1%+3.0pp
Consumer Defensive— / 1.3%
Industrials— / 1.1%
Technology
More consumer-discretionary etfs
ALAN GLOBAL INTELLIGENCE · alanglobalintelligence.comdaily bars as of 2026-07-16 · fund facts · issuer-verified · holdings · fund data provider
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For information and research only. Not investment advice. ALAN does not place trades or execute orders. Figures come from the sources shown and can lag the market; verify independently before making decisions. Past performance is not predictive of future results.