Consumer Discretionary Select Sector SPDR Fund (S&P 500 consumer-discretionary sector) against Vanguard Consumer Discretionary ETF (MSCI US IMI Consumer Discretionary 25/50) — fees, long-horizon total returns, holdings overlap, and sector tilt, side by side.
| XLY | VCR | SPREAD | |
|---|---|---|---|
| YTD (cumulative) | -1.45% | — | — |
| 1Y CAGR | +0.89% | — | — |
| 3Y CAGR | +13.3% | — | — |
| 5Y CAGR | +6.08% | — | — |
| 10Y CAGR | +12.4% | — | — |
| Since inception CAGR | +9.56% | — | — |
Total return: dividend- and split-adjusted daily closes (distributions reinvested). Spread is XLY minus VCR. XLY since-inception measured from first available bar December 22, 1998. Since-inception spans differ — compare that row with care.
| XLY | VCR | |
|---|---|---|
| Name | State Street Consumer Discretionary Select Sector SPDR ETF | Vanguard Consumer Discretionary Index Fund ETF Shares |
| Category | Consumer Cyclical | Consumer Cyclical |
| Style | Passive | Passive |
| Expense ratio | 0.08% | 0.09% |
| Assets (AUM) | $22.5B | $6.6B |
| Dividend yield | 0.78% | 0.73% |
| Avg volume (3-mo) | 7.4M | 55K |
| Inception | December 16, 1998 | January 26, 2004 |
| Benchmark proxy | S&P 500 | S&P 500 |
XLY costs 0.01 pp less per year — about $1.00 per $10,000 invested.
| Shared holding | XLY | VCR | MIN |
|---|---|---|---|
| AMZNAmazon.com Inc | 25.58% | 22.90% | 22.90% |
| TSLATesla Inc | 14.68% | 13.01% | 13.01% |
| HDThe Home Depot Inc | 5.54% | 4.92% | 4.92% |
| MCDMcDonald's Corp | 4.20% | 2.89% | 2.89% |
| TJXTJX Companies Inc | 4.12% | 2.63% | 2.63% |
| BKNGBooking Holdings Inc | 3.76% |
Expense ratios verified against issuer fact sheets. Dividend yield is trailing 12-month distributions divided by price, as reported by the fund data provider.
| 2.35% |
| 2.35% |
| SBUXStarbucks Corp | 3.01% | 1.82% | 1.82% |
| LOWLowe's Companies Inc | 2.93% | 1.76% | 1.76% |
| MARMarriott International Inc Class A | 2.05% | 1.31% | 1.31% |
Sum of min(weight in each fund) across shared tickers — the standard fund-overlap measure. Computed on the top 25 holdings each fund reports, so it is a lower bound; the coverage figures show how much of each fund those top holdings represent.